Financial Considerations - Writing the Offer for Your New Home In La Porte

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Financial Considerations - Writing the Offer for Your New Home In La Porte

It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer.

Down Payment
In the purchase offer, we will include the down payment amount you will apply toward the new home purchase. This will give the seller further evidence of your qualifications to secure a mortgage.

Interest Rate
Within the purchase offer, we will provide a safeguard against any dramatic change in interest rates between when the offer is made and when the loan is closed. The offer will not only be contingent upon qualifying for a mortgage, it will also be contingent upon an interest rate within a certain range.

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Seller Assistance
If the new home in La Porte you select is at the top-end of your budget range, we may want to include a request for seller assistance to pay a portion of the closing costs traditionally paid by the buyer or to help "buy-down" your interest rate.

With any seller assistance options, you can expect to pay a higher purchase price than if you had handled the financing through a traditional mortgage lender.

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Financial Considerations - Writing the Offer for Your New Home In La Porte